According to the Kroll Global Fraud Report (2009), in the current economic climate, people who are used to a certain level of comfort – and credit – may resort to fraud to continue in the style to which they have become accustomed.
With layoffs at record highs and creditors vying to recover debts, people can't continue to live as they have on borrowed money, maintaining expensive cars, large mortgages, and private school fees, among other commitments.
So what's a business to do? You're probably not gaining new customers as quickly as before the recession, so you have to make concessions. Maybe...